Your debts are settled but you are still stuck under debt review. It is time to take your credit life back.
Free. No obligation. Takes under 60 seconds.
“Flag gone in nine weeks after two years of being stuck.” — Thandi N., Durban
NCR-aligned process
Files prepared by registered debt counselling practitioners.
No clearance, no fee
If we cannot lawfully remove your flag, you pay us nothing.
POPIA-safe details
Your information is used for your assessment only, never sold.
- A free eligibility check that confirms whether you qualify for removal under the National Credit Act.
- Court rescission or Tribunal clearance prepared and lodged by registered practitioners.
- One consultant on your file, from the first call to the bureaus updating your record.
Debt review did its job. Staying in it forever was never the plan.
Paid up, still flagged
Every account is settled, yet your credit report still shows you as under debt review.
A counsellor gone quiet
Nobody answers, and no clearance certificate has ever been issued in your name.
Your income recovered
You can carry your own instalments again and no longer need the protection.
Finance keeps getting declined
A home loan, vehicle finance or business account is blocked by the flag alone.
Three steps between you and a clean credit profile
Tell us where you stand
Five short questions about your accounts, income and current order. We confirm within a day whether a lawful exit is open to you.
We build your file
A registered practitioner pulls your credit profile, checks your repayment history and drafts the correct application for your circumstances.
Clearance and clean record
We lodge the application, obtain your clearance certificate and make sure every credit bureau updates its records.
Real South Africans, real clearance certificates
“Everything was settled in 2021 but the flag followed me around for years. My file went to the Tribunal and eleven weeks later I was officially out.”
Tribunal clearance in 11 weeks
“They told me straight that I should wait four months before applying instead of taking my money. That honesty is why I came back.”
Straight advice, no upsell
“My wife and I were both flagged. Both files were handled together and both were cleared at the same hearing.”
Joint clearance, one hearing
Leaving is not right for everyone
Removal is likely right if
- You can cover your monthly instalments on your own again.
- Your income is steady, whether salaried, contract, self-employed or a pension.
- Your accounts are settled, or only a bond or vehicle finance remains.
- You need a clean profile to rent, buy, or open a business account.
Rather stay under review if
- You currently have no income at all.
- You were placed under debt review without ever agreeing to it.
- The instalments would still be unaffordable outside of debt review.
The questions we answer most often
Find out in 60 seconds if you can legally leave debt review
Answer five questions and a registered practitioner reviews your file personally, then phones you with a straight answer.
Free. No obligation. Takes under 60 seconds.
“Flag gone in nine weeks after two years of being stuck.” — Thandi N., Durban
NCR-aligned process
Files prepared by registered debt counselling practitioners.
No clearance, no fee
If we cannot lawfully remove your flag, you pay us nothing.
POPIA-safe details
Your information is used for your assessment only, never sold.